Open banking solutions for Australian banks have to date involved complex integrations, dedicated IT resources, months of planning and deployment work, and high costs. As large banks have discovered, this is a difficult process. For smaller banks, building societies, and credit unions, this process is even more of a challenge especially in the current uncertain economic climate. Detailed below is an alternative—a simplified rapid deployment model to give smaller Australian banks a quick, easy, and cost-effective option to deploy compliant PRD APIs by October 1, 2020.
Due to the wide adoption of APIs, API management has become a critical requirement of a digital enterprise. There are lots of API management products and SaaS offerings in the market. This buyer’s guide discusses 13 important criteria that you need to consider when evaluating an APIM SaaS offering.
Com a crescente popularidade da computação em nuvem, um número crescente de organizações agora está adotando soluções baseadas em nuvem. O gerenciamento de API também está adotando abordagens híbridas, nas quais algumas partes da plataforma são baseadas em nuvem e o restante é baseado em bancos de dados locais. Este documento pretende explicar por que e quando você precisaria de uma solução de gerenciamento de API híbrida.
Customer Identity and Access Management (CIAM) enables organizations to scale and ensure secure, seamless digital experiences for their customers, while collecting and managing customer identity data purposefully. This paper will explain the five pillars of CIAM — the core underlying technology required to support the key features of a CIAM solution.
This whitepaper will focus on the key architectural concepts of a microservice architecture (MSA) and discuss how you can use those concepts in practice.
This paper will introduce Customer Identity and Access Management (CIAM), which enables organizations to scale and ensure secure, seamless digital experiences for their customers while collecting and managing customer identity data purposefully. This paper will also present a CIAM reference architecture to address minimal and full-scale CIAM needs with open source WSO2 products, which mainly focus on identity and access management, API management, integration, and streaming analytics.
This white paper explores a user experience (UX) framework which provides a simple checklist for developers and testers to evaluate feature- and product-wise UX aspects qualitatively and quantitatively.
The conversation of open source vs closed or proprietary software has been a long one. Read this white paper as it debunks common myths in open source, why choosing open source IAM is a smart decision and how easy it is to migrate to an option as the open source WSO2 Identity Server.
With the fast-growing popularity of cloud computing, an increasing number of organizations are now moving towards cloud-based solutions. API management is also moving towards hybrid approaches where some parts of the platform are cloud-based and the rest is based on on-premises data centers. This paper intends to explain why and when you would need a hybrid API management solution.
Read our product white paper to learn about challenges in IAM, capabilities WSO2 Identity Server offers and why it stands out from the rest of IAM solutions available in the market.
WSO2 Open Banking is purpose-built for compliance. The solution quickly helps you satisfy open banking requirements and go beyond to accelerate your digital banking transformation through custom APIs. This white paper explores the solution's features, architecture and competitive advantages for open banking.
This paper will introduce microservices and will predominantly discuss the layered approach for an API-driven MSA. It will introduce ways of gradually transitioning from a monolithic architecture to a layered MSA via the API gateway pattern using WSO2 middleware and recommended technologies. This paper will also briefly cover other reference architectures such as segmented architecture, which is a subpattern of layered architecture, and the alternative reference architecture known as cell-based architecture.
This white paper will explore how Open Banking in Australia can be leveraged to create customer-driven business opportunities that can be made part of the 10-year business plan.
The open banking compliance requirement provides a great opportunity to digitally transform the bank, piecemeal. If you take the requirement as a whole, it needs many technology components to work together in order to achieve compliance. This white paper will examine what components you need to focus on for open banking compliance and how you can modernize your technology.
Here's our go to guide on all things adaptive authentication and why it's considered an "upgrade" from multi-factor authentication.
From confusion on how to comply to risk of losing customers within the new ecosystem, open banking seems to be a daunting task. In this white paper we help Australian banks answer and resolve the most pressing questions on their minds.
Businesses constantly produce large amounts of information in various forms, such as financial transactions, sensor measurements, stock trades, system logs, website clicks, health monitoring and more. Increasingly, digital enterprises depend on streaming analytics and real-time data processing to gain a competitive edge in day-to-day business operations. This white paper describes WSO2 Stream Processor's overall distributed stream processing system architecture and how you can leverage it.
The healthcare system in the US is complex, incentive driven, and highly fragmented. Poor coordination in a fragmented system has resulted in serious problems. This white paper will discuss the challenges from a patient’s point of view and then discusses the key federal programs that emphasize best practices for Healthcare Information Technology (HIT). It will also explore the infinite possibilities of an efficient healthcare system and the benefits its stakeholders can reap.
There are multiple components in an IAM system: provisioning (or on-boarding), accounts management, identity governance, identification (or authentication), access control (or authorization) and identity federation. IAM is a broad area, hence these components can be further divided into specific sub-components. This white paper will focus more on the low-level design principles an IAM architect must consider when building an IAM infrastructure from ground-up.
This white paper will focus on the business benefits of a real-time location analytics solution for large as well as small organizations in any industry. We first explain the concept of real-time location analytics and how organizations can benefit by incorporating such a solution.
The European Banking Authority (EBA) took the EU financial markets by storm in 2016 when it mandated that all banks operating in the region must be PSD2 compliant by January 2018. This whitepaper covers how you can leverage PSD2 to Enter the New World of Open Banking, and why WSO2 Open Banking should be your solution of choice.
The Internet of Things is already playing a key role in the business world as organizations increasingly look for innovative ways to maintain their competitive edge. This white paper discusses the role of devices in digital transformation and best practices you must follow when picking your device management strategy.
Consumers today have ready and easy access to information on anything, anytime, and anyplace. Likewise, enterprises too have access to large amounts of data that contain customer demographics, usage patterns, and preferences. This white paper will discuss key analytics solutions that will help organizations to manage and derive insights from this data and improve the way they do business.
The world of banking & finance is a rich playground for real-time analytics. The ability to correlate, analyze and act on data, such as trading data, market prices, and company updates is imperative to organizations within this industry. This white paper will discuss key analytics solutions that can manage and analyze this data and offer business benefits to organizations within this vertical.
The Gartner report titled ’The Five Levels of Stream Analytics' outlines five maturity levels for streaming analytics, which provide a roadmap for organizations to follow. This white paper discusses how enterprises can implement each of these levels using the WSO2 Analytics Platform to derive value from streaming data.
Your APIs are to your business what a panel and controls are to a car. Most people have no clue about how a car works under the hood, but knows that if you push the accelerator, the car goes faster, and if you apply your brakes, the car will eventually stop. Similarly, things like climate control, blind spot detection, and adaptive cruise control provide a safer and more enjoyable driving experience without you having to worry about how those systems do what they do. Well, that is exactly how good APIs should work! This white paper explains why you need to and how you can adopt an effective API strategy. It demonstrates the most pragmatic way to do this with general insights and real experiences from some of our consultants on the field.
With emerging digital businesses that create novel products and services, digital transformation is key for both established and modern organizations. This paper will analyze industry surveys conducted by independent and reputed establishments that explore the challenges faced when adopting a digital transformation strategy. It will then discuss the aspects an organization must consider when evaluating an API management solution and will examine how WSO2 API Manager can be used to solve their digital transformation needs.
An API marketplace goes above and beyond simple API management; a marketplace involves the technology, business and human aspects of API management, ensuring the APIs achieve what they were intended for in the first place: the consumption and usage of APIs. This white paper discusses the advantages of building an enterprise API marketplace and the steps for launching an effective enterprise API marketplace.
This white paper will discuss the concept and technology behind video processing, a reference architecture to build a system that can extract high-level information from camera feeds, and some use cases of real-world applications.
There is no finish line in a digital transformation journey. As you adapt to one technology, the need to change to another one is on the horizon. This white paper will look at a pragmatic and repeatable way to plan, build, and deliver innovative ideas with an iterative approach, spanning both technical and non-technical elements of a digital enterprise.
Digital products improve your business prospects in three fundamental ways: New digital services can expand your line of products and services or add value to existing products or services. This white paper looks specifically at fundamental components of the architecture and infrastructure supporting digital transformation.
A pesar de que todo el mundo reconoce que la adopción de una Arquitectura Orientada a Servicios (SOA) y las API son los enfoques más apropiados para un gran número de desarrollos y soluciones en sistemas empresariales, las curvas de aprendizaje y adopción pueden ser muy pronunciadas. Para obtener beneficios a nivel corporativo, los equipos TI deben entender los objetivos de negocio, definir la visión adecuada tanto SOA como API, describir cómo se implementarán los objetivos de negocio y las API públicas además de definir las prácticas de gobierno de los servicios.
La plataforma middleware de WSO2 reduce significativamente el coste de las infraestructuras en comparación con otros proveedores de soluciones y plataformas similares (no en la nube) propietarias y licenciatarias. Con la adopción de la plataforma de middleware WSO2 en tu organización los costes se reducen hasta en un 75% adquiriendo así, una solución completa con una cuarta parte del coste total si lo comparamos con despliegues en plataformas propietarias.
O tema transparência, lei de acesso à informação, já não é novidade para muitos na esfera e indústria do Governo. Entretanto, ainda é extremamente complexo obter as informações de forma ágil, embora muitos orgãos tenham seus sites e portais, em muitos deles as informações ainda que disponíveis, muitas vezes estão em formatos complexos, com acesso burocrático e ainda pior: Captchas! Para que captchas se o acesso deveria ser estimulado e não restringindo?
A busca por uma estratégia assertiva em expor essas funcionalidades internas nas organizações, de uma forma reutilizável, fácil de consumir por diversas aplicações e gerar receitas com este novo negócio é o que conhecemos como Estratégia de APIs e Economia das APIs. Uma colocação no mercado que conota bem este momento que vivemos é: "se na década de 90 era ruim uma empresa não ter um website, hoje dia é extremamente ruim uma empresa não ter uma API".
Vamos economizar um pouco de histórias e ir direto ao ponto: o que muitas empresas devem buscar em suas iniciativas de APIs?
This white paper will describe innovative digital business goals, outline transformative API oriented IT initiatives, and present API Management platform requirement categories.
This white paper attempts to explore the science of this discipline – it will look at the theory of capacity planning, and discuss the important concepts and parameters, and some practical examples.
A typical IoT system would comprise of sensors that would collect data and transfer them to a gateway, which in turn would send them to a processing system (analytics cloud).This white paper aims to explain the challenges of IoT analytics and will discuss how big data analytics is used to architect IoT solutions.
This white paper will discuss the importance of creating a connected retail system today and explain how a complete middleware platform can help address these challenges and meet your retail IT requirements. It will discuss a connected retail reference architecture with actual customer use cases.
This white paper will focus on how becoming a connected enterprise can help your organization 1) get close to your customers by way of becoming increasingly visible in the customer’s environment; 2) become a viral business by enabling a generative platform that lets users generate new innovations leveraging the power of the platform; and 3) extend your boundaries by providing capabilities and leveraging those that have been offered to your enterprise. It will further explain the key steps an enterprise should take to leverage the benefits of a connected world. The paper also illustrates these benefits with real use cases (connected airplane, connected health, connected car, connected government).
Kubernetes is an open source container management system for automating deployment, operations, scaling of containerized applications and creating cluster of containers. It provides advanced platform as a service (PaaS) features, such as container grouping, auto healing, horizontal auto-scaling, DNS management, load balancing, rolling out updates, and resource monitoring, and make container as a service (CaaS).
This white paper explains the benefits of a healthcare ecosystem, and will discuss how enterprise middleware can help industry players overcome key challenges, enabling disparate systems to work together in an interoperable manner.
Open source software was first conceived as a concept in the late 90s, and had the great merit of being described as a really dangerous idea. Simon Phipps, former president of the Open Source Initiative (OSI), presented a keynote at WSO2Con EU 2015 in which he discussed the business value of open source today.
This white paper will discuss how enterprises today leverage batch and real-time, predictive, and interactive analytics to gain valuable information and make business decisions. It will discuss the key requirements of a comprehensive analytics platform and introduce WSO2’s fully open-source, comprehensive analytics platform.
SAML, OpenID, OpenID Connect, WS-Federation all support identity federation – in other words, all of these standards enable cross-domain authentication. Yet, most federation systems today operate in silos - i.e., a SAML federation silo, an OpenID Connect federation silo, an OpenID federation silo, etc.
Connected education environments exhibit unique requirements to optimally support research projects, curriculum advancement, and effective learning environments, IT teams rely on a connected education reference architecture that streamlines provisioning, delivers self-service access, federates security, and encourages creative experimentation.
Open source communities grow strong when there are many and diverse participants. For many popular projects, there are a few major contributors – usually the authors of the original code – but a long tail of community members that help keep a project current, relevant, and of the highest quality. This white paper focuses on the benefits of contributing resources to an open source project, for which there are no direct returns.
Total Cost of Ownership (TCO) figures are often published by vendors but can be hard to relate to your own organization or a specific project. Often they involve an over-idealized model of the business. Small deviations between reality and the TCO model assumptions can easily overwhelm the supposed logic of the calculation. In addition too narrow a focus solely on costs (TCO) versus the subtle factors that affect the ROI. This white paper will discuss TCO by presenting some factors inherent to open source software that are hard to quantify in a TCO context but have a significant impact on the long-term outcome.
Software is a strange product. It exists entirely in the information space, so the marginal cost of a copy is near zero. Software licenses allowed creators retain full ownership and use copyright law to limit anyone else from making copies. This white paper will explore how open source eliminates many of the unpleasant side effects of traditional licensing by promising that the creator will NOT impose such limits.
This white paper introduces a Reference Architecture for the Internet of Things (IoT): this includes the devices as well as the server-side and cloud architecture required to interact with and manage the devices. The aim of this is to provide architects and developers of IoT projects with an effective starting point that covers the major requirements of IoT projects and systems.
This white paper provides guidelines, based on proven industry best practices, on how to develop a REST API that reaches Level 2 of the Richardson Maturity Model.
This white paper will focus on the key fundamentals of microservice architecture (MSA) and how technology has evolved to what it is today. It will also discuss the role of enterprise middleware in building an MSA.
Customers today want to feel empowered and want to do things on their own, prompting banks to increasingly incorporate the concept of self service for all banking requirements. Customers today are also opting for systems that are socially connected as well as simple and useful.
This white paper will discuss the basic functions of an event-driven architecture (EDA) and explain the key advantages it could potentially offer enterprises across many industries, both for traditional enterprises and for the new Platform-3.0 based connected enterprises.
This eBook will highlight the value of connecting everything to everything and explain this via common use cases in the IoT space.
This white paper looks at the functional and nonfunctional challenges that arise in building an e-Government stack and how an enterprise-ready Platform as a Service can help in solving these challenges.
This whitepaper will help enterprise architects and solution architects evaluate and select PaaS offerings. Use the proposed evaluation framework and quick start roadmap as guides assisting your choice of goals, requirements, key metrics, use cases, and PaaS providers.
This white paper explores the nature of the intelligence Big Data problem, posits an architectural solution that leverages well-vetted and established tools and demonstrates how this solution can be implemented in cost-effective and timely manner through the use of open source software.
Application Services Governance is a mechanism to achieve business agility, build a responsive IT organization, and optimize IT effectiveness. Effective governance automates IT best practices, improves service levels, and facilitates safe, rapid iterations. Governance facilitates safe and rapid change by mitigating risks and reducing uncertainty when teams evolve IT systems. When enhancing governance effectiveness, successful teams smartly remixes IT skills, tooling, and processes; development and operation teams adopt agile processes, introduce automation tooling, and streamline collaboration.
This white paper will look at why data analytics is important in football, and for that matter in any sport, along with the case for data analytics. It will also discuss the details of a solution and explain the features such a solution or technology can provide. Moreover, the paper will also take you through how this can be achieved with a technology stack that supports big data analytics.
Fraud has become a trillion dollar business today. The Association of Certified Fraud Executives (ACFE) has reported that businesses lose around 5% of revenue to fraud every year. This white paper will explore how to detect and prevent fraud using a data analytics approach.