"Digital banking" is no longer a differentiator, but a baseline. To truly excel, financial institutions must transcend tech-enabled services and evolve into software enterprises, freeing their technology teams to focus on core banking innovation by offloading the heavy lifting of foundational development infrastructure. This session, "Beyond Digital Banking," explores this critical transformation, emphasizing the need for comprehensive digital modernization. We'll delve into the strategies and technologies that enable BFSI organizations to build agile, innovative software ecosystems. Discover how to shift from managing IT as a cost center to leveraging it as a strategic asset, ultimately driving rapid innovation and delivering exceptional customer experiences in the era of open finance.