Harish R has been a technocrat for the past 15 years. With a mind for using open source to solve business problems, he has been leading digital banking and open banking at Intellect Design. He believes that solutions for every problem exist around us and it is our job to select the patterns to define the problem. He has architected/ designed new paradigms for digital banking. Very recently, he was the key player in re-architecting the digital banking design at Intellect Design. He is now leading the marketplace at Intellect Design.